705 W. Warren Street | (812) 849-2600 |

Janice Ann RatkovichPassing: August 30, 2025

Service:

Chastain Funeral Home

Funeral Service

Saturday, September 6th @ 11:00am

Visitation:

Chastain Funeral Home

Friday, September 5th @ 4:00pm-7:00pm

Saturday, September 6th @ 10:00am-11:00am

Cemetery:

Mitchell Cemetery

Saturday, September 6th

MITCHELL – Janice Ann Ratkovich, 68, passed away Saturday, August 30, 2025 at Indiana University Health Bedford Hospital.

Born October 15, 1956, in Bedford, she was the daughter of Joseph and Mary (Miller) Gilbert as the youngest of five children.  She married Rick Ratkovich, her life partner, on September 17, 1976, and he survives.

She was a life-long Mitchell resident. A 1974 graduate of Mitchell High School.  A past member of Tri-Kappa, Gamma Epsilon Chapter of Mitchell. For many years she and her family helped decorate the main street stage for the Mitchell Persimmon Festival. She was very artistic and loved to craft and work with silk flowers.  She was a beautiful seamstress working on many wedding and prom dresses. She began her working career at the Bank of Mitchell. She worked at Regal Beloit, and retired from Reynolds, Inc. in Orleans.

Survivors include her husband of 49 years, Rick Ratkovich; one son, Scott Ratkovich and wife Ashley of Fayetteville; two brothers, Terry Ray Gilbert, and Jackie Dale Gilbert both of Mitchell; four grandchildren, Brink, Paisley, Nash and Nellie Ratkovich; and many nieces and nephews also.

She was preceded in death by her parents; one sister, Patty Jo Tirey; and one brother Daniel Lee Gilbert.

Funeral Service will be held 11:00 a.m. Saturday, September 6, in the Memorial Chapel of Chastain Funeral Home & Cremation Center with Pastor Marty Speer officiating.  Burial will be in Mitchell Cemetery.

The family will receive friends from 4:00 p.m. – 7:00 p.m. Friday, September 5, and from 10:00 a.m. until the time of the service Saturday at the funeral home.

Memorial Gifts:  Jacob Finger Methodist Church

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12 Guest Comments

  1. Guest: Troy Wayne Deckard | Bedford IN
    Date: September 7, 2025
    Went to school with Janice. Always a sweet and kind person. Sorry for your loss.
  2. Guest: Susan Chastain Kay | Blaine, tn
    Date: September 5, 2025
    Janice was a sweet, thoughtful person. Her brother Danny was a great friend. Condolences to her family. I know she will be missed.
  3. Guest: Debbie Ernst | Bloomington, IN
    Date: September 5, 2025
    My condolences to Janice’s family. I worked with Janice for many years at Reynolds, Inc. What a dedicated gal with great attention to detail. She helped me make some things for my pool house, and that attention to detail was carried on in the things she made with precision and perfection. She introduced me to her daughter-in-law, Ashley, who became my hair stylist until she decided to buy the farm. So sorry for the family loss.
  4. Guest: Timber Browning | Bedford, IN
    Date: September 4, 2025
    I will always remember her making our bridesmaids’ dresses for Scott and Fatty’s wedding. She had quite the challenge with mine since I was pregnant at the time, but she went out of her way to make sure I looked and felt beautiful in the dress she made. That memory will always stay with me. She will truly be missed, and my thoughts and prayers are with you all during this difficult time. Love, Timber Browning
  5. Guest: Scott Fields | Mitchell, IN
    Date: September 4, 2025
    Rick, Jack and families, I was sorry to hear of Janice’s’ passing. I hope that you can find comfort in His arms and the thoughts of the great memories of all your years together. She was a tough lady. You are all in my thoughts and prayers. Peace, ~pete
  6. Guest: Glenda Hall | Mitchell, In 47446
    Date: September 3, 2025
    Rick & family so sorry to hear Janice & I are friends & Danetta we all walked to school together still remained friends after we left school I’ll miss seeing Janice at car shows Love your friend, Glenda Hall
  7. Guest: Shelley Wigley | Mitchell, Indiana
    Date: September 3, 2025
    I am so sorry to hear of her passing. Prayers for comfort and understanding through this difficult time.
  8. Guest: Jason Davis | Orleans, IN
    Date: September 3, 2025
    Janice was a fine lady. I enjoyed working closely with her during her time at Reynolds. I’ll always remember her kindness, attention to detail, and oh yeah – her chocolate chip cookies! May God bless Rick, Scott, and the rest of her family and friends as they mourn her passing.
  9. Guest: Bobbetta Robertson | ORLEANS
    Date: September 3, 2025
    Went to school together
  10. Guest: James H Ely | Bowling Green
    Date: September 2, 2025
    Janice was a very beautiful Lady. We were neighbors on Oak Street years ago and also worked with her at Regal Beloit. She will be missed by all that knew her. RIP Janice
  11. Guest: Beth Chastain Pattison | New Smyrna Beach
    Date: September 2, 2025
    To Rick, Jack, Chris, and other family members and loved ones of Janice: I am so very sorry for your loss. May your happy memories bring you peace during this difficult time.
  12. Guest: Susan Mather | Indianapolis, IN
    Date: September 2, 2025
    I am so sorry to hear of Janice 's passing. We had a lot of good times growing up and of course with all of our parents being involved with the Persimmon Festival. Prayers to all of you.